Loans

If You Need a Loan, Come into San Juan Mountains Credit Union & See The Credit Union Advantages.

  • New and used auto loans

  • Recreation vehicle loans

  • Personal loans

  • Share Secured

  • 1st mortgages

  • Overdraft lines of credit

  • Mobile home loans

  • Visa credit cards

  • Construction loans

We offer low interest rates, fast approval, no origination fee, no pre-payment penalty, flexible terms and friendly personal service!

Loans Are Available For Many Purposes

  • All loans are figured as simple interest based on the unpaid principal balance.

  • Our loans also have credit life and disability insurance available in any combination of one or the other or both. This insurance is priced modestly and can protect your family or estate as well as your credit rating should you become unable to repay your loan.

Stop By The Credit Union To Visit With a Loan Officer And Fill Out an Application.

  • We ask that you bring in or fax proof of income or fax this proof of income with your application. Acceptable proof of income is last years taxes and/or one month worth of pay stubs.

  • $125.00 application fee.

Patriot Act Information and Disclosure

To help in the government fight of the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see a drivers license or other identifying documents.